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Zakat calculator

Calculate your zakat on cash, gold and investments after liabilities at 2.5% — the standard rate on wealth that reaches the nisab and completes a lunar year.

Required fields are marked with an asterisk (*).

Cash on hand plus savings held in bank accounts and cash funds.
The value of gold saved or of jewelry held as savings, at the current market price.
The value of shares, sukuk and other zakatable investments.
Debts due now that reduce your zakat base.
An informational floor only: enter the amount that is above the nisab, since the result is computed on the base entered above.
The currency used to display the results.

Zakat is a pillar of Islam, paid on wealth that reaches the nisab and completes a lunar (Hijri) year, at 2.5% on cash, gold and investments. This calculator makes it simple to build your zakat base: enter cash and savings, gold value and investments, subtract outstanding liabilities, and get the amount due at 2.5%.

Formula

Zakat base = cash and savings + gold value + investments − outstanding liabilities (never below zero), then zakat is computed at 2.5% of the base.

When is this useful?

Use this calculator in zakat season or when calculating zakat on your monetary wealth, to bring together the zakatable sources, subtract liabilities and get the amount due quickly.

Worked example

Example using the calculator’s values: cash and savings of 10,000 Jordanian dinars, gold worth 5,000 dinars, investments of 2,000 dinars, and outstanding liabilities of 1,000 dinars.
The zakat base is about 16,000 dinars.
Zakat due is about 400 dinars (at 2.5%).

Assumptions

  • The calculator uses the standard zakat rate of 2.5% on wealth that reaches the nisab.
  • Completing a lunar (Hijri) year is the user’s responsibility; the calculator does not track it.
  • Gold is valued at the current market price entered by the user.
  • Outstanding liabilities are subtracted from total wealth before zakat is computed.
  • The nisab field is informational only and does not affect the computed zakat amount.

Common mistakes

  • Computing zakat on total savings without subtracting outstanding liabilities.
  • Forgetting to include gold value or investments in the zakat base.
  • Confusing the informational nisab field with the actual zakat base.
  • Entering all your wealth including the portion below nisab, then treating the result as final without checking nisab and the lunar year.

Frequently asked questions

What is the nisab?

The nisab is the minimum wealth threshold at which zakat becomes due, often estimated at the value of 85 grams of gold. The nisab field here is informational; enter only wealth above the nisab yourself.

Does the calculator track the lunar year?

No. It only computes the amount due on the base you entered, and leaves checking the nisab and the passing of a lunar year to you.

Are business assets and profits included?

This calculator is for cash, gold and investments. Trade and inventory zakat has its own basis and rates, so consult someone you trust.

Methodology and review

The calculator applies the standard 2.5% rate to total wealth after subtracting outstanding liabilities, and assumes the amount entered reaches the nisab and completes a lunar year.

Results are estimates for informational purposes only and do not constitute a religious ruling or advice. Verify zakat conditions with the relevant authorities.

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