Income tax calculator

Calculate income tax on wages using your country’s tax brackets and personal allowance, with the effective rate and taxable income.

Fields marked with * are required.

Select the country to apply its income-tax brackets and personal allowance.
Total annual income before the personal allowance.

Enter your annual income and select the country to see the income tax due under its brackets and personal allowance, along with the effective rate and taxable income.

Formula

Taxable income = annual income − personal allowance. Each bracket is applied to the slice of income that falls within it; the effective rate is the total tax divided by the total income.

When is this useful?

Useful for estimating your annual tax liability, comparing job offers, or personal financial planning.

Worked example

Jordan: annual income 15,000 JOD
Taxable = 15,000 − 9,000 = 6,000 JOD
Tax = 5,000×5% + 1,000×10% = 350 JOD
Effective rate ≈ 2.3%

Assumptions

  • The tax brackets and personal allowance from each country’s rules database are applied.
  • Jordan is assumed to have a 9,000 JOD annual personal allowance and 5%–30% brackets.
  • Some countries do not tax employment income, so the result is zero.
  • Other deductions or income add-ons are not included.

Common mistakes

  • Applying the first bracket rate to the whole income instead of each slice within its bracket.
  • Forgetting to subtract the personal allowance before applying the brackets.
  • Confusing the marginal rate with the effective rate.
  • Assuming every country taxes employment income.

Frequently asked questions

How are the tax brackets applied?

Each slice of your income is taxed at the rate of the bracket it falls into, so a higher income is not taxed at a single flat bracket rate.

What is the difference between marginal and effective rates?

The marginal rate applies to the highest slice of your income; the effective rate is the total tax divided by your total income.

Why is the result zero in some countries?

Some countries (e.g. Saudi Arabia, the UAE and Kuwait) do not tax employment income, so the tax is zero regardless of income.

Methodology and review

The calculator uses the income-tax brackets and personal allowance from the labour-law rules database. Jordan example: 5%–30% brackets with a 9,000 JOD annual personal allowance (Income Tax Law No. 34 of 2014 as amended by Law No. 38 of 2018).

This result is an estimate for information purposes only and is not tax or legal advice. Verify the applicable brackets and allowances with the relevant tax authority.